Full-Service Outsourced Accounting on Saint Simons Island

H&S Capital Accounting is based on Saint Simons Island, serving individuals, small businesses, corporations, startups, and nonprofits. With over 35 years of experience, our team provides professional, personalized accounting and financial services, guiding clients—both local and remote—through a wide range of business and financial matters.

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300+

Clients Served

35+

Years Experience

10+

Industries Supported

OUR SERVICES

Let’s Work Together

Monthly Bookkeeping

Monthly Bookkeeping. Icon of a calendar and a sheet of paper with lines on a black background.

Financial Reporting

Financial Reporting. Outline icon of a file folder with documents inside.

Retirement & Pension Reporting

Retirement and Pension Planning. Outline of a beach scene with a sun, an umbrella, and a suitcase on sand.

A/P & A/R Management

Accounts Payable and Accounts Receivable management. Line drawing of a hand holding a dollar bill. The dollar bill has a dollar sign in the center.

Payroll Processing & Tax Filing

Payroll Processing. Icon of two people with a dollar sign, representing financial or monetary related to users or customers.
Insurance Audit Filings. Outline of a shield with a checklist and a magnifying glass.

Insurance Audit Coordination

Budgeting & Forecasting

Budgeting and Forecast Planning. A white line graph and bar chart, a magnifying glass with a question mark, and a dollar sign.

Sales & Use Tax Compliance

Line drawing of a hand stacking coins, with a dollar sign on one coin and a percentage sign on another coin.
Explore All Services
Explore All Services

WHO WE SERVE

◆ Small & Mid-Sized Businesses

We support growing businesses that need reliable accounting without the cost of a full in-house finance team. Our outsourced services provide accurate books, organized financial records, and consistent reporting to help owners stay focused on running their business.

◆ Businesses Needing Financial Oversight

For companies that already have basic bookkeeping but need stronger financial visibility, we provide reporting, payroll processing, account management, and financial oversight to help leadership make more informed decisions.

◆ Startups & Growing Companies

Early-stage and rapidly growing companies often need financial structure but may not yet require a full accounting department. We help implement accounting systems, manage day-to-day bookkeeping, and provide financial reporting that supports smarter growth decisions.

◆ Companies without an In-House Accounting Team

Many businesses reach a stage where bookkeeping and financial reporting become too complex to manage internally. Our outsourced accounting services provide the expertise and consistency of a dedicated accounting team without the overhead of hiring full-time staff.

OUR PROCESS

Getting Started With Us Is Simple.

Discovery Call

Schedule a quick call so we can learn about your business, your challenges, and how we can help.

01

Create Your Custom Plan

We review your needs and build a customized accounting plan with clear pricing and next steps.

02

Ongoing Partnership

We manage your accounting and provide ongoing support so you can focus on growing your business.

03

Our process for becoming a new client. A workspace with a tablet, black pen, papers, and a white lamp on a white desk, with a large green leafy plant in the background.

REVIEWS

  • ★★★★★

    "Charlotte Hull and the team at H&S Capital Accounting have been outstanding partners to me and my business, Sal’s restaurant on St. Simons. Charlotte brings deep financial expertise, professionalism, and a practical approach that helps business owners make confident decisions. I highly recommend her firm to anyone looking for reliable and strategic accounting support."

    — Ameet Shetty (Sal’s Neighborhood Pizzeria)

  • ★★★★★

    "H&S Capital Accounting enables me as a business owner to remain focused on my business, knowing that all of my bookkeeping and financial needs are addressed and taken care of."

    — Jacob Melton (J&J Tire & Service)

  • ★★★★★

    "I’ve worked with this accounting firm for over 30 years, and they’ve been an invaluable partner the entire time. They go far beyond the role of a traditional accounting firm by providing guidance that supports day-to-day operations. I trust them completely and highly recommend their services."

    — Randy Childs (Ranco Response)

  • ★★★★★

    "I highly recommend Charlotte and Anna Kate with H&S Capital Accounting firm for their professionalism, reliability, and attention to detail. Their team consistently provides accurate financial management and clear reporting, allowing businesses to stay organized and make informed financial decisions. What sets them apart is their responsiveness and commitment to client success. They take the time to understand each client’s needs and ensure that financial records, reporting, and compliance are handled efficiently and correctly."

    — Brooke Parmelee (Boys & Girls Club of Southeast Georgia)

  • ★★★★★

    "H&S Capital Accounting has been an outstanding partner for my bookkeeping and accounting needs. Charlotte is extremely responsive and always available when I call, which is rare to find. Her professionalism, reliability, and attention to detail give me great confidence in my financials. I highly recommend Charlotte and her team to any business or individual looking for top-tier accounting services."

    — Jimmy Seaman (Premier Restoration Services)

  • ★★★★★

    "Working with a regional team has made a real difference for us. Their expertise is clear and they offer strategic advice you can trust. There’s real value in having knowledgeable professionals so close to home. Highly recommend!"

    — Woody Folsom (Thompson’s Farm Supply)

  • ★★★★★

    "I do not know what I would do without Charlotte & her team. The best bookkeeping firm in town! You can trust them to do it right!"

    — Linda Heagy (Hand in Hand of Glynn)

  • ★★★★★

    "We have really enjoyed working with the H&S team! Charlotte and her team handle our bookeeping and they are very responsive and always ready when we call. I highly recommend them!”

    — Kirk Watson (Victory Drive Self Storage)

LET US HELP YOU!

Take the next step forward — schedule a consultation with H&S Capital Accounting today and let’s bring clarity and structure to your business finances.

Schedule an Appointment
Schedule an Appointment